Hi everyone, I have Matt back with me for the first time of Season 9 and we are focusing on hypertrophic cardiomyopathy. HCM is a heart condition that affects approximately 1 in 500 people in the UK and it can potentially be a higher risk for a life insurance claim.
We talk about the different types of cardiomyopathy, how they affect the body and the usual causes of cardiomyopathy. Matt takes us through the two types of hypertrophic cardiomyopathy and how they can affect the outcomes for protection insurance applications.
The key takeaways:
- There is a genetic link to HCM and it can come up in family medical history questions
- The thickness of the heart wall and the part of the heart wall that is affected are essential for your research
- A case study of a person living with hypertrophic cardiomyopathy that needed life insurance
Next time I will be back and focusing upon relevant life insurance. It will be a quick-ish overview of this insurance product and the do’s and dont’s when advising on this type of business insurance policy.
Remember, if you are listening to this as part of your work, you can claim a CPD certificate on our website, thanks to our sponsors Octo Members.
If you want to know more about how to arrange protection insurance, take a look at my 13 hour CPD Protection Insurance in Practice course here and 1 hour CPD Protection Competency Exam here.
To follow
Transcript Disclaimer:
Episodes of the Practical Protection Podcast include a transcript of the episode’s audio. The text is the output of AI based transcribing from an audio recording. Although the transcription is largely accurate, in some cases it is incomplete or inaccurate due to inaudible passages or transcription errors and should not be treated as an authoritative record.
We often discuss health and medical conditions in relation to protection insurance and underwriting, always consult with a healthcare professional if you are concerned about any medical conditions and symptoms we have covered in any episode.